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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. Medical expense insurance typically EXCLUDES coverage for treatment of:
A) Chronic back pain
B) Intentionally self-inflicted injuries
C) Undiagnosed diseases
D) Eating disorders
2. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:
A) Hearing tests
B) Immunizations
C) Routine physical examinations
D) Outpatient prescription vitamins
3. Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?
A) Custodial facility care
B) Home health care
C) Skilled nursing facility care
D) Respite care
4. Which of the following is NOT a mandated benefit in Maryland?
A) Weight reduction programs
B) Treatment of mental illness
C) Treatment of substance abuse
D) Hearing aids for children
5. Medicare Supplement insurance is specifically designed for individuals who:
A) Are ineligible for coverage under an employer group accident and health plan
B) Have low incomes and limited assets
C) Cannot obtain commercial coverage due to health problems
D) Have enrolled in Medicare
Solutions:
Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: D | Question # 4 Answer: A | Question # 5 Answer: D |