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Insurance Licensing PA-Title-Insurance-Agent valid exam - in .pdf Free Demo

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Last Updated: Oct 14, 2026
  • Q & A: 67 Questions and Answers
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  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Last Updated: Oct 14, 2026
  • Q & A: 67 Questions and Answers
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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: General Insurance Concepts3%
Topic 2: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
  • 1. Involuntary liens
    • 2. Federal liens
      • 3. Voluntary liens
        • 4. Judgments
          • 5. Taxes and assessments
            - Property-related issues
            • 1. Attachments
              • 2. Water rights
                • 3. Condominiums
                  • 4. Equitable interests
                    • 5. Surveys
                      • 6. Mineral rights
                        - General exceptions
                        Topic 3: Insurance Regulation12%- Company regulation
                        • 1. Rates regulation
                          • 2. Unfair claims settlement practices
                            • 3. Solvency requirements
                              - Title insurance law requirements
                              • 1. Examination of title required
                                - Licensing
                                • 1. Appointment procedures
                                  • 2. Continuing education
                                    • 3. Persons to be licensed
                                      • 4. Maintenance and duration
                                        • 5. Cease and desist orders
                                          • 6. Renewal
                                            • 7. Assumed names
                                              • 8. General requirements
                                                • 9. Revocation, suspension, nonrenewal or denial of license
                                                  • 10. Disciplinary actions
                                                    • 11. Reporting of actions
                                                      • 12. Title producer additional requirements
                                                        • 13. Address change
                                                          • 14. Licensing process
                                                            • 15. Expiration
                                                              - Producer regulation
                                                              • 1. Prohibited acts
                                                                • 2. Unfair inducements and marketing practices
                                                                  • 3. Record keeping
                                                                    • 4. Charges for extra services
                                                                      - Unfair trade practices
                                                                      • 1. Defamation
                                                                        • 2. Twisting
                                                                          • 3. Unfair discrimination
                                                                            • 4. Boycott, coercion or intimidation
                                                                              • 5. Misrepresentation
                                                                                • 6. Rebates and inducements
                                                                                  • 7. False advertising
                                                                                    - State regulation
                                                                                    • 1. Commissioner's general duties and powers
                                                                                      - Federal regulation
                                                                                      • 1. Fraud and false statements (18 USC 1033/1034)
                                                                                        • 2. Fair Credit Reporting Act
                                                                                          Topic 4: Title Insurance Principles- Policy structure
                                                                                          • 1. Schedule B exceptions
                                                                                            • 2. Endorsements
                                                                                              • 3. Exclusions
                                                                                                • 4. Insuring provisions
                                                                                                  • 5. Schedule A
                                                                                                    • 6. Conditions and stipulations
                                                                                                      - Risks covered by title insurance
                                                                                                      • 1. Errors by producer
                                                                                                        • 2. Hidden off-record risks
                                                                                                          • 3. Errors in public records
                                                                                                            - Insurable interests
                                                                                                            • 1. Life estate
                                                                                                              • 2. Leasehold estate
                                                                                                                • 3. Easements
                                                                                                                  • 4. Fee simple estate
                                                                                                                    - Title insurance policies
                                                                                                                    • 1. Enhanced policies
                                                                                                                      • 2. Loan policy
                                                                                                                        • 3. Leasehold policy
                                                                                                                          • 4. Commitments
                                                                                                                            • 5. Owner's policy
                                                                                                                              - Title search techniques
                                                                                                                              • 1. Hard copy index
                                                                                                                                • 2. Chain sheet
                                                                                                                                  • 3. Computer index

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    Question #1

                                                                                                                                    All of the following are subject to false advertising regulations EXCEPT

                                                                                                                                    • A. letters.
                                                                                                                                    • B. statements.
                                                                                                                                    • C. circulars.
                                                                                                                                    • D. gifts.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: D  🗳️

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                                                                                                                                    Question #2

                                                                                                                                    Which of the following statements is true concerning an unrecorded deed?

                                                                                                                                    • A. it need not name the grantee
                                                                                                                                    • B. it is not valid between the grantor and the grantee
                                                                                                                                    • C. it does not give constructive notice of ownership
                                                                                                                                    • D. it need not contain a legal description
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: C  🗳️

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                                                                                                                                    Question #3

                                                                                                                                    Which section of a title insurance policy lists the rights of the insurer?

                                                                                                                                    • A. insuring agreement
                                                                                                                                    • B. exclusions from coverage
                                                                                                                                    • C. declarations
                                                                                                                                    • D. conditions
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: D  🗳️

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                                                                                                                                    Question #4

                                                                                                                                    A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

                                                                                                                                    • A. as tenants at sufferance
                                                                                                                                    • B. as joint tenants
                                                                                                                                    • C. as tenants by the entireties
                                                                                                                                    • D. as tenants in common
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: D  🗳️

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                                                                                                                                    Question #5

                                                                                                                                    An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

                                                                                                                                    • A. hold active insurer appointment(s).
                                                                                                                                    • B. pay the required renewal fee.
                                                                                                                                    • C. submit to the department a completed renewal form.
                                                                                                                                    • D. complete the continuing education requirements, if applicable.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: A  🗳️

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